In November and December of 2010 I really started looking into what Mark and I had tried to accomplish and I realized there was validity to the argument of prove who you are and who owns the note. More and more information was coming out about mortgage securitization and banks not having the proper paperwork to foreclose. I had been hearing these things all along but it wasn’t stopping foreclosures so I hadn’t given it much validity but now I was hungry for information. Having been in the mortgage business for over twenty years I was shocked at how little I knew about a mortgage. When I sat down all those years at the closing table and people signed documents with Countrywide stamped all over them I honestly thought they were getting a loan from Countrywide. Countrywide was their partner in the home. If there was a problem they could go to Countywide, all those slick ads about their clients being their number one priority. All the banks and mortgage servicers claimed that, it was a fantastic sales job. In actuality it was never about being your partner in a home it was all about greed; money, tons of money.